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Solve (some) of life's problems with better finance.

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EXCELLENT

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1,000+ reviews on

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Always lower rates

Exclusive finance solutions

Fast, safe and secure

Award winning service

The (nearly) 5-Star finance company

Rated 4.9 out of 5 from 1,640+ genuine reviews, Parker Lane has helped more than 7,500 Australian home buyers and homeowners get ahead.

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Check our rates

What are you looking to solve today?

How does better finance work?

Parker Lane reverses the traditional finance model. We start with the biggest problems first, understanding the challenges then working with banks and lenders to create superior products and solutions. Our easy process and incredible team make it simple to apply, get approved and get on with life - fast.

$450 million
funded to date

We help thousands of Aussies save money and get ahead every year

2.23 billion kg 
of carbon offset*

From projects financed, equivalent to planting about 3.5 million trees

$26 million
back in Aussie pockets

On average customers save $23,504^ with Parker Lane

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*Our estimates for lifetime carbon offsets come from the green projects we finance, like solar installations. ^Customer savings are calculated based on average interest rate reductions (compared to market or existing rates) and the added benefits of financed projects. Savings will vary for each borrower but reflect our mission to use finance to help households save money and get ahead.

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Security matters
Your data is protected by Salesforce Shield, the encryption, monitoring and compliance system trusted by leading organisations in finance, healthcare and government worldwide.

Smart solutions for life's bigger things

Sometimes you need more than just a loan to unlock your potential. Explore tailored solutions, specially designed to help you reach your big goals sooner.

No LMI loans for first home buyers

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Ma Liza and Billy built their dream first home with 1% deposit and paid no LMI. 

Consolidate debt

Cut your interest bill and be debt-free faster with one easy weekly payment.

Credit cards
Buy Now Pay Later
Personal loan
Old car loan

Subsidised home loans for green homes

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Amanda Gersch saves 78% on electricity and $184 a month on her $560K mortgage.

Roughly 17.6% reduction on her $521,230 projected lifetime interest bill, worth $102,340 and 2.1 years.

Multi-Award Winning

7,500+ happy customers and counting

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Rated 4.9 out of 5 from 1,640+ 5-star reviews

Low rates for the simpler things

Simply low rates, an easy process and nothing hidden.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Got questions? We've got answers!

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At Parker lane we believe that finance can and should be used for good, empowering people's goals while building a sustainable future for us all.

"

Chris White CEO

Platinum Sponsor's Keynote Address, Ignite 2024, Customer Owned Banking Association Conference.

Tired of scrolling? Get help how and when you want it

Apply online

Get a decision fast
available 24/7

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Over the phone

Personalised service
9.30am - 7.30pm
Mon - Fri

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Free consultation

Savvy solutions from experienced experts

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© 2025 Parker Lane. 
Parker Lane is a trading name of Upside Downside Pty Ltd. Australian Credit License Number 482276

The information contained in this website may not be current or complete, or may not remain current or complete, and therefore under no circumstances should be relied upon. No warranty or representations as to its accuracy or completeness is provided. We are not liable to your or any other person for loss, damage or injury arising from the use of, or reliance on, this information, including but not limited to loss suffered in connection with incorrect or out of date information. It is not intended to be a substitute for professional financial advice and does not purport to guarantee any projected amount of borrowings. All applications for credit are subject to normal credit approval criteria. Parker Lane specifically disclaims any responsibility or liability for any losses or damages arising from any use of or reliance upon any calculations or conclusions reached using this website. See our credit guide for further details.

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