OWNER OCCUPIED
Fixed (and Flexible)
3 year fixed rate loan with 100% offset account
3 year fixed
rate with
100% offset account
3 year fixed rate
3.69
%
p.a.
4.93
%
p.a.
Comparison rate*
Key features
-
Incredible 3 year fixed rate
-
100% offset account
-
No account keeping fees
Have the best of both worlds. Protect yourself against rate rises with this rare as hens teeth 3 year fixed interest rate loan with the flexibility of a 100% offset account attached.
Credit eligibility criteria, terms & conditions, fees & charges apply.
LOAN FEATURES
100% OFFSET
Use your cash and savings to save interest and repay your loan sooner
ADDITIONAL REPAYMENTS
Make extra repayments up to $25,000 a year without penalty
REDRAW
Use your cash and savings to save interest and repay your loan sooner
FLEXIBILITY
Borrow up to 95% of the value of the property for purchase or refinance
PRINCIPLE & INTEREST
Principal and interest repayments only
ONLINE BANKING
Use your cash and savings to save interest and repay your loan sooner
REPAYMENTS
Benefit from flexible repayment options – pay weekly, fortnightly or monthly
EARLY TERMINATION
Use your cash and savings to save interest and repay your loan sooner
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Who is eligible to applyGreen loans are available to Australian Citizens and most of the time to Permanent Residents too. You must generally be the owner of the property (some exceptions apply) You must have a reliable source of income You must have a clear credit file (no defaults or lots of missed payments) You must be 85 by the time the loan is repaid in full Acceptable borrowers include pensioners and those reliant on centrelink benefits.
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What documents are requiredYou'll need to prove your income, identity and purpose Photo ID Proof of income (eg payslips, ATO Notice of Assessment, Centrelink Statements Bank Statements are required for amounts above $25,000 Quote or invoice from your supplier(s) A rates notice may be required for proof of homeownership.
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I'm self employedThat's OK but bear in mind that we'll need to verify your income with an ATO Notice of Assessment no older than 6 months. In our experience, accountants are very good at reducing taxable income which is great for tax, but not so great for proving serviceability. If you're in any doubt you can give our friendly team to discuss your requirements.
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I have a poor credit fileUnfortunately we probably can't help you at this time. If you have any questions or would like to check your credit file, we can help.
Work With us How Ever You Like
We're Obsessed with Delivering
WOW Every Time
Hundreds of Australians speak to Parker Lane every month about ways to save money.
4.9
Out of 5
Sunday, January 13, 2019
Loan For Solar (Green loan)
Melanie knew her business, was easy to relate and chat with..
Helped with the 10 emails I sent her, as I just am so not tech savvy.
Also sent us The good solar book, so now I am empowered with knowledge when they come to install on Saturday..
I would highly recommend..
thanks again Melanie and Parker Lane.
Linda
Thursday, January 10, 2019
Fantastic Service
Francois assisted me with getting Finance for the Solar System.
Excellent customer service from start to delivery. No pushy sales pitch at all.
Definitely recommend him to everyone.
Rohit Jaggi
Wednesday, December 19, 2018
Great help
Francois and Travis helped me through the most stressful process I've ever had with calm and friendly approach.
They were always available to chat and kept constant contact through email and phone which was great.
My settlement happened today and I'm very happy with the purchase! I never felt pressured to do anything and there were a few rocky bumps that was out of my control and theirs, but they did fantastic.
Franky Novotny
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